Lucia

^*Introductory interest rate is a temporary FHA/VA Buydown program featuring rates of 1.99% (5.023% APR) in year 1, 2.99% (5.023% APR) in year 2, 3.99% (5.023% APR) in year 3 and for the balance of the loan. Offer available when you sign a purchase agreement on a select move-in ready home between 10/1/24 and 11/24/24 and close when scheduled by Casa Fresca Homes. Buydown offer requires financing through a Casa Fresca Preferred Lender. Buydown rates may change or not be available at the time of loan commitment, lock in or closing. Promotional financing available for select homes. Limited funds are available. 3.99% (5.023% APR) final note rate is based on a builder paid forward commitment that starts at 4.625% (5.435% APR) to buy down the market rate. The forward commitment is offered on government loans for primary residences only. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; adjusts 1% each year; returns to original fixed rate after buy down period; buyer may elect to use a seller credit to initiate the buy down. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Advertised sample monthly payments shown (if any) reflects estimated principal and interest (P&I) payments based on the base purchase price, 1.99%/5.023% APR in year 1, 3.5% Down, OAC from third party lender. Other fees such as taxes, insurance and HOA are not included and will increase the sample monthly payment amount. This is not a commitment to lend. Borrower is not required to finance through Casa Fresca Homes Preferred Lender to purchase a home. Other restrictions and limitations may apply; see your builder representative for further details on expiration terms and available homesites.